When considering investments, most of us consider the Return On Investment (ROI) when evaluating our options, but we may forget to consider an even more important metric – Return Of Investment. First and foremost, the return of your invested capital is the most important consideration when making an investment. For the purpose of this article…
High ratio (80%+ LTV) mortgages haven’t been an option for investors since April 19th, 2010 when Jim Flaherty last announced changes to Canadian Lending standards. Again in 2011, we face new rule changes which tighten lending practices yet again. Lenders now require a minimum down payment of 20% on non-owner occupied purchases, so these new…
With interest rates having been at historic lows for the past couple of years, it is inevitable that they will continue to increase. Whether you finance your properties with variable or fixed interest rates, at some point your rate will adjust, and this will have a real impact on your cash flow. To add some…
It is no coincidence that the affluent invest in real estate and use this asset class as the foundation for their wealth. There are many benefits offered by real estate which provide a solid foundation for lasting wealth. The 9 key benefits include Cash Flow or Income, Appreciation, Leverage, Stability, Control, Tax Advantages, Principal Reduction,…