How New Mortgage Changes Would Impact Investors

by Andrew C. MacDonald on May 22, 2013

changes-next-exitApril 19th, 2010… a day that will live in infamy. Well not quite, but it did introduce some pretty punitive mortgage changes (at least as far as investors were concerned).

Key Changes Over the Past 3 Years

Back in April 2010 investors lost the ability to purchase non-owner occupied properties at with 95% 1st mortgages. It’s still possible to finance investment purchase with less than 20% down, but generally not at the type of rates we were able to get back then (eg. Prime -0.7%). With leverage being one of the primary advantages to investing in real estate, this change really slowed down the acquisition rate for many small investors, myself included.

Another key change at this time was…

Visit the Ownership Solutions Rent to Own Investor Blog for the full article:
http://www.ownershipsolutions.ca/blog/rent-to-own-investment/how-new-mortgage-changes-would-impact-investors/

Photo Credit: http://tothepointwithbozic.com/wp-content/uploads/2012/06/new-mortgage-rules-canada.jpg

{

Continue Reading 0 comments }Real Estate

Event on Feb 6: The Secrets of Win-Win Rent to Own Investing

by Andrew C. MacDonald on January 27, 2013

20130206-REIC-Presentation-Cover

On February 6th, 2013 I will be speaking again at the Real Estate Investments Club and wanted to invite you to see my presentation and learn more about Rent to Own. In this presentation I’ll be covering the following:

  • What Rent to Own Is
  • The 3 Major Types of Rent to Own
  • The Benefits and Drawbacks of Rent to Own Investing
  • How You Can Safely Earn Double Digit Returns
  • Real Life Rent to Own Examples
  • How to Attract and Qualify Rent to Own Tenant-Buyers
  • Planning for a Successful Exit Strategy
  • How to Properly Structure the Legal Agreements
  • The Importance of the “Win-Win” Philosophy
  • 2 Ways and 2 Resources You Can Use to Get Started Today

If you are interested in boosting your cash flow or making your real estate investments more passive, you won’t want to miss this meeting.

You can see more details about the meeting and RSVP online at: http://www.meetup.com/Real-Estate-Investments-Club/events/100762052/

{

Continue Reading 0 comments }Public Speaking, Real Estate

Event on Jan 26: The Secrets of Win-Win Rent to Own Investing

January 6, 2013

Tweet     On January 26th, 2013 I will be speaking at the Thornhill Wealth Forum and wanted to invite you to see my presentation and learn more about Rent to Own. In this presentation I’ll be covering the following: What Rent to Own Is The 3 Major Types of Rent to Own The Benefits [...]

Read the full article →

Winning vs. Losing Craigslist Ads

April 19, 2012

Tweet Guest post written by Ashley Halligan, an analyst at a Web-based software advisory firm.  Craigslist isn’t a new tool, nor has it changed much since its initial launch. But, it’s become a very attractive marketing tool for many, particularly rental property owners, and leasing agents. That being said, it’s a shame how few people [...]

Read the full article →

3 Real Life Reasons I Love Rent to Own

October 26, 2011

Tweet Recently I’ve been talking more about rent to own since I am pretty well sold on this being the best investment strategy for me at the moment. To demonstrate why I am such a fan of rent to own investing, I want to share 3 real life reasons based on my experience over the [...]

Read the full article →

The Win-Win Nature of Rent to Own

September 22, 2011

Tweet Win-win sounds so cliché these days, but in my mind there is no better way to describe rent to own. The simple truth is that when properly designed and executed, rent to own programs present a winning scenario for both the tenant-buyer and the investor. Of course, rent to own won’t work as an [...]

Read the full article →

Scuba Diving Principles for Real Estate Investors – Part 2

August 22, 2011

Tweet In my first post I discussed the parallel between the most important rule in scuba diving and real estate. The most important rule is to breathe continuously and never stop breathing. In real estate, cash flow is like oxygen – it is what keeps us going. In this article I will explore another parallel [...]

Read the full article →

Scuba Diving Principles for Real Estate Investors

August 8, 2011

Tweet This weekend I started my SCUBA training and as an investor couldn’t help but draw a few parallels between the principles of SCUBA and those of real estate investing. Believe it or not, diving and real estate have plenty in common. In fact, the most important rule in scuba diving is very similar to [...]

Read the full article →

Getting Clear on Property Management

July 25, 2011

Tweet One of the first tasks landlords choose to outsource is property management. This is really the nitty gritty of being a landlord and if you don’t enjoy dealing with tenants or the day to day operation of your property, you might quickly look for some help from a property manager. Often times investors will [...]

Read the full article →

4 Steps to Choose Your Investment Strategy

July 18, 2011

Tweet When starting out as a real estate investor, just selecting the “right” strategy can seem like a daunting process.Where do you invest? What type of property should you buy? Which strategy is right for you? For many new investors it is tough to know where to start. In this article we’ll go over 4 [...]

Read the full article →